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February 27, 2010  
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  Insurance Advisors Hot Topics
 

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Insurance Advisors Terms


  > Flood
Coverage for damage caused by floods is not included in ordinary homeowners and commercial policies, but must be added as an endorsement. Flood insurance, which also covers damage caused by mudslides, is available through a program run by the Federal Insurance Administration; contact your agent or call (800) 427-4661 for more information.
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  > Dependent Property
This refers to a kind of business-interruption endorsement on a commercial policy that protects you from financial losses caused by problems somewhere other than your business. “Dependent property” is defined as property not owned, operated or controlled by you but on which you are dependent for normal business operations.
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  > COBRA Benefits
COBRA stands for “Consolidated Omnibus Budget Reconciliation Act of 1985,” which requires companies with 20 or more employees to offer separating employees the option to continue their group health-care coverage at their own expense.
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   Get a Quote - Kansas Car Insurance Policy Advisor
Get a Car Insurance Quote

Safeguard your automobile investment! Kansas auto insurance protects against unexpected collisions with your vehicle and also provides medical payment, along with pain and suffering compensation for you and any passengers in the car.

Get a quote today and get the auto insurance coverage you need! Contact one of our Kansas Auto Insurance Advisors today.

Kansas auto insurance coverage advantages and protections include:
  • Automobile investment protection
  • Kansas Gap Insurance
  • Medical expenses payment
  • Prevention from additional accident lawsuits
  • Kansas Uninsured drivers insurance
  • Kansas Underinsured drivers insurance
  • Vandalism or natural disasters

Accidents do happen! Every state requires different amounts of insurance that a driver must purchase to cover the other vehicle in case of a car accident. If your have a lien against your vehicle, the lender will require Kansas auto insurance for their loan. Discuss your insurance options today; not all auto insurance coverage is the same.

Other Additional Kansas auto insurance services include:

  • Roadside Assistance
  • Emergency Travel
  • Identity Theft Services

From liability coverage to comprehensive coverage, it is important to purchase the best car insurance at the right price to save money and to protect your investment. Kansas auto insurance provides the protection needed in at fault collisions and not at fault accidents.

Get a quote today and get the auto insurance coverage you need! Contact one of our Kansas Auto Insurance Advisors today.

 

Contact our Kansas Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Kansas Insurance Advisors today:

  • Derby
  • Dodge City
  • Emporia
  • Garden City
  • Hays
  • Hutchinson
  • Junction City
  • Kansas City
  • Lawrence
  • Leavenworth
  • Lenexa
  • Liberal
  • Manhattan
  • Newton
  • Olathe
  • Overland Park
  • Pittsburg
  • Prairie Village
  • Salina
  • Shawnee
  • Topeka
  • Wichita
       
 
Did You Know?    
 
 
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.

 
 
Kansas External Sites    
 
 

FDIC: Decisions on Bank Applications - National Advisor
FEDERAL DEPOSIT INSURANCE CORPORATION. IN RE: National Advisors Trust Company, ... Overland Park, Kansas Application for Federal Deposit Insurance (S
FDIC Enforcement Decisions and Orders- Bulletin 1
Emporia, Kansas 12-21-00, Cease and Desist Order ... 12-22-00, Termination of Insurance. 11751, 00-133p, PNC Advisors, National Association ...

 
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Latest News
  Latest Insurance related news in Kansas and nationwide: Mar 02, 2007 - COBRA Health Benefit Provisions
The landmark COBRA health benefit provisions became law in 1986. The law amends the Employee Retirement Income Security Ac
Read more >


Mar 02, 2007 - Mental Health Parity Act
The Mental Health Parity Act, MHPA, of 1996 requires plans that offer mental health benefits to set lifetime dollar limits
Read more >


Mar 02, 2007 - More Americans Struggle With Health Care Costs
TUESDAY, Dec. 12/2006 (HealthDay) More Americans are forced to spend more of their family income on health care, and more
Read more >


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